Retirement Calculator
Find the retirement corpus you'll need and the monthly investment to get there, accounting for what you've already saved and any pension income.
Your numbers
Current age
yrs
Retirement age
yrs
Current monthly income
₹
Expected monthly expenses at retirement
₹
Current retirement savings
₹
Expected monthly pension
₹
Expected return rate
%
Inflation rate
%
Life expectancy
yrs
Result
Already covered
Gap to build
Corpus needed
₹0
Gap to build
₹0
Monthly investment
₹0
Years to retirement
30 yrs
Total investment (new)
₹0
Total returns (new)
₹0
Your current savings of ₹5,00,000 is only 0% of the required corpus. Start saving more aggressively.
Your monthly pension of ₹20,000 will reduce your required corpus by ₹0.
How retirement corpus is calculated
- Current age & retirement age: Determine how many years you have left to invest.
- Monthly expenses: Your expected monthly expenses at retirement, grown forward by inflation.
- Corpus needed: What you need on day one of retirement to fund those expenses for the rest of the plan, with the corpus still earning your expected return while you draw it down.
- Current savings: Grown forward at your expected return until retirement, then subtracted from the corpus needed.
- Monthly pension: A level pension reduces the corpus you need to build yourself, by what that income stream is worth at retirement.
- Monthly investment: The amount needed each month, from now until retirement, to close the remaining gap.
This is one number. WellthIQ sees the whole picture.
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