What's inside
Everything the website estimates, the app knows.
The web health check is a questionnaire. The app reads your real transactions.
Financial Health Score
Seven pillars scored from real data, with every driver explained.
Reads bank SMS on device
Transactions categorised automatically. Nothing leaves your phone unread.
Net worth, tracked
Assets minus what you owe: accounts, investments, property, loans.
Budgets you set
A budget you choose, checked against what actually happens.
Insights in plain language
Findings about your own money. Descriptions, never sales pitches.
Private by default
Local-only until you create an account. Delete everything any time.
A look inside
Designed to be read, not decoded.
Every screen answers one question about your money in plain language.
Home: your day-to-day read
Money: net worth and accounts
Insights: what changed and why
On iPhone?
WellthIQ is Android‑only today.
iOS is on the roadmap. Leave your email and you'll get exactly one message when it ships. Nothing else, ever.
Meanwhile, the web health check works on any phone.
Free on Android
Know where your money stands.
Link your accounts and get your full Financial Health Score, calculated from your real transactions, pillar by pillar, not self-reported.
No spam, ever. Your data stays on your device.