About WellthIQ
The honest guidance millions of Indians were never offered.
Good money advice in India has always been locked behind high fees or big balances. We're building the honest alternative.
- Free tools, no sign-up
- 18Free tools, no sign-up
- Health dimensions scored
- 7Health dimensions scored
- Commissions, ever
- ₹0Commissions, ever
- Built in India
- PatnaBuilt in India
Our mission
An honest picture of your money, and a clear next step.
In plain language, starting with India's salaried and self-employed, the audience good financial guidance has overlooked for too long.
The world we're working toward: a country where knowing your financial health is as ordinary as knowing your blood pressure, and good money guidance isn't rationed by bank balance.
From the team
“Our families did everything right with money and still second-guessed every decision, because no one honest was ever in their corner.”
WellthIQ is the guide we wish they'd had: one that starts by understanding your real money picture, tells you the truth in plain language, and earns nothing from steering you wrong. We're early, and we're building it in the open with our first members.
Four commitments
Specific promises, not a wall of values.
No commissions, no catch
We don't earn from selling you products, your data, or your attention. Any future revenue will be transparent and never at your expense.
Education before advice
We help you understand your money before we ever recommend anything. Every decision is yours, made with eyes open.
Automatic, not homework
Your money picture, built for you, not another spreadsheet to maintain. Understanding your finances shouldn't be a second job.
Underserved first
Built for the people traditional finance overlooks. As we grow, that's the standard we hold ourselves to, not the limit on who we serve.
Where we are
Early, honest, and building in the open.
What's live and what's next. No inflated numbers, no borrowed credibility.
- Live
Free financial calculators
18 tools for SIP, EMI, tax, retirement and more. Accurate, free, no sign-up.
- Live
Financial Health Check (web)
An instant, private estimate of your score across all seven pillars. Computed in your browser.
- Live on Google Play
The WellthIQ app
Automatic account and SMS sync, your precise score, and money tracking that updates daily.
Personalised investment advice would only ever launch upon and in accordance with SEBI Investment Adviser registration. Until then, our calculators and the Financial Health Score remain educational tools, not financial advice.
Free on Android
Know where your money stands.
Link your accounts and get your full Financial Health Score, calculated from your real transactions, pillar by pillar, not self-reported.
No spam, ever. Your data stays on your device.