Now on Google Play
Make clear money decisions.
WellthIQ reads your bank SMS on your device and turns it into one clear Financial Health Score, so you always know what's working and what needs attention.
- Free
- No commissions
- Data stays on your device
The signature
One number that finally means something.
Your Financial Health Score isn't a credit score or a guess. It's a clear read on seven things that actually decide your financial future.
- Savings
- Budget
- Stability
- Debt
- Protection
- Diversify
- Net worth trend
How it works
Three steps from confusion to clarity.
No manual entry, no spreadsheets. WellthIQ does the reading so you can do the deciding.
Step 1: Connect
Sync your accounts and bank SMS. WellthIQ builds your money picture automatically. No manual entry.
Step 2: Diagnose
Get your Financial Health Score across 7 key aspects of your money. A diagnosis, not a vanity number.
Step 3: Act
See exactly what needs attention and watch your score respond as your money changes.
Free to use · No sign-in needed
Start with the tools. Stay for the clarity.
18 genuinely useful calculators with the same precision that powers the app.
The gap
Too important to ignore, too small for them to serve.
Good money guidance in India has always been rationed by balance. WellthIQ isn't.
What you've been offered
- Relationship managers who appear only past ₹50 lakh
- Free advice from agents paid to sell you the wrong products
- Generic apps that track spending but offer no insight
- Fee-only advisors priced for the already wealthy
What WellthIQ gives you
- Your full money picture, built automatically in minutes
- A clear Financial Health Score: know exactly where you stand
- Clear insights in plain language
- Transparent and unbiased. No commissions, no hidden agenda
Free on Android
Know where your money stands.
Link your accounts and get your full Financial Health Score, calculated from your real transactions, pillar by pillar, not self-reported.
No spam, ever. Your data stays on your device.