Financial health check · Free · No sign-up

Where does your money really stand?

9 quick questions, about 2 minutes. Every question can be skipped, and your answers never leave your browser.

Day to day · Savings

1 of 9

After your monthly expenses, roughly how much of your income do you usually have left over?

Take your monthly take-home pay and subtract everything you spend in a typical month, EMIs included. Money that goes into SIPs, deposits or savings counts as left over.

What it measures

Seven things that actually decide your financial future.

Each one is scored on its own, so the number you get is never a black box.

  • Savings

    Are you keeping enough of what you earn?

  • Budget

    Is your spending in control, month to month?

  • Stability

    Could you survive a shock, like a job loss or an emergency?

  • Debt

    Is what you owe helping you or holding you back?

  • Protection

    Do you have health and life insurance in place?

  • Diversify

    Is your money spread wisely, not all in one place?

  • Net worth trend

    Is your overall net worth growing year over year?

Reading your score

One number, in plain English.

  • 0-39 · Needs attention

    There is ground to make up, and you see exactly which pillar to start with.

  • 40-69 · Fair

    Most of it is working. One or two pillars are carrying the rest, and the score names them.

  • 70-100 · Good

    The fundamentals are in place. The score shows the habits that keep it that way.

This web check is an estimate from what you tell us. The app computes the full score from your real transactions, so the two may differ. The app's number is the accurate one.

Frequently asked questions

Free on Android

Know where your money stands.

Link your accounts and get your full Financial Health Score, calculated from your real transactions, pillar by pillar, not self-reported.

No spam, ever. Your data stays on your device.