Tools · Investment
PPF Calculator
Project your Public Provident Fund maturity value, tax-free, government-backed, with the current 7.1% rate as your starting point.
Your numbers
Current PPF interest rate set by the government. This rate is reviewed quarterly.
PPF tenure is 15 years minimum. You can extend it in blocks of 5 years after maturity.
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Include different contribution patterns and tax benefits
Consider inflation
Include inflation impact on real returns
Result
₹0
maturity value
- Total investment
- ₹0
- Total interest
- ₹0
- Maturity value
- ₹0
- Growth multiple
- -
Consider maximizing your PPF investment to ₹1.5L annually to get full tax benefits under Section 80C.
Yearly PPF contributions are suitable for lump sum investments but may miss monthly compounding benefits.
Consider extending your PPF beyond 15 years for better returns and continued tax benefits.
PPF offers triple tax benefits: EEE (Exempt-Exempt-Exempt), no tax on investment, interest, or withdrawal.
PPF has limited liquidity. Consider maintaining emergency funds in other instruments.
Consider increasing your yearly investment to maximize PPF tax benefits. Current annual investment is ₹10,000.
How PPF is calculated
A = P × [((1 + r)n − 1) ÷ r] × (1 + r)
A = maturity value, P = yearly investment, r = annual interest rate, n = years. One deposit a year, each earning interest from the year it is paid in.
Frequently asked questions
Results are estimates for education and planning, not financial advice.
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