RD Calculator
Project your recurring deposit's maturity value, with TDS, premature closure, and top-up scenarios factored in for a more realistic number.
Your numbers
Monthly installment
₹
Interest rate (p.a.)
%
Time period
yrs
Consider inflation
Include inflation impact on real returns
Show advanced options
Include different payment frequencies and maturity options
Result
Invested
Interest
Total investment
₹0
Total interest
₹0
Maturity value
₹0
Growth multiple
-
High annual investment of ₹1,20,000 shows excellent savings discipline.
Monthly RD provides better liquidity and consistent savings habit.
Good interest rate of 8.5% for RD. This is above average market rates.
Long-term RD (5 years) has lower liquidity. Consider shorter tenures if you need flexibility.
Monthly RD of ₹10,000 builds excellent savings discipline and provides good liquidity.
How RD is calculated
A = maturity value, P = monthly deposit, r = annual rate, m = months each deposit stays on deposit. Banks compound recurring deposits quarterly, so every instalment is aged separately.
- Monthly installment: The fixed amount deposited every month.
- Interest rate: The annual interest rate offered by the bank.
- Time period: The investment duration in years.
- Inflation impact: Shows the real value of your investment by accounting for inflation over time.
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