FD Calculator
Project your fixed deposit's maturity value, with compounding frequency, TDS, and premature withdrawal scenarios factored in.
Your numbers
Principal amount
₹
Interest rate (p.a.)
%
Time period
yrs
Show advanced options
Access advanced FD features like TDS, premature withdrawal, and interest payout options
Consider inflation
Include inflation impact on real returns
Result
Invested
Interest
Total investment
₹0
Total interest
₹0
Maturity value
₹0
Growth multiple
-
Great rate! Your 8.5% is above the market average of 7.5%.
Short-term FD offers good liquidity but lower returns. Consider longer tenure for better yields.
Quarterly compounding is optimal for maximizing returns on FDs.
How FD is calculated
A = maturity value, P = principal, r = annual rate, n = compounding frequency, t = years.
- Principal amount: The initial amount you invest in the FD.
- Interest rate: The annual interest rate offered by the bank.
- Time period: The duration for which you invest, in years.
- Compounding frequency: How often interest is calculated (quarterly, half-yearly, yearly).
- Inflation impact: Real returns after accounting for inflation, if enabled.
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