PPF Calculator
Project your Public Provident Fund maturity value, tax-free, government-backed, with the current 7.1% rate as your starting point.
Your numbers
Yearly investment
₹
Interest rate
%
Tenure
yrs
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Include different contribution patterns and tax benefits
Consider inflation
Include inflation impact on real returns
Result
Invested
Interest
Total investment
₹0
Total interest
₹0
Maturity value
₹0
Growth multiple
-
Consider maximizing your PPF investment to ₹1.5L annually to get full tax benefits under Section 80C.
Yearly PPF contributions are suitable for lump sum investments but may miss monthly compounding benefits.
Consider extending your PPF beyond 15 years for better returns and continued tax benefits.
PPF offers triple tax benefits: EEE (Exempt-Exempt-Exempt), no tax on investment, interest, or withdrawal.
PPF has limited liquidity. Consider maintaining emergency funds in other instruments.
Consider increasing your yearly investment to maximize PPF tax benefits. Current annual investment is ₹10,000.
How PPF is calculated
A = maturity value, P = yearly investment, r = annual interest rate, n = years. One deposit a year, each earning interest from the year it is paid in.
- Yearly investment: The fixed amount invested every year (₹500 to ₹1.5 lakhs).
- Interest rate: The annual interest rate notified by the government (currently 7.1%).
- Tenure: The investment period in years (minimum 15 years).
- Inflation impact: Shows the real value of your investment by accounting for inflation over time.
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