Tools · Investment
RD Calculator
Project your recurring deposit's maturity value, with TDS, premature closure, and top-up scenarios factored in for a more realistic number.
Your numbers
Annual interest rate for RD. Compare rates from different banks for better returns.
RD tenure in years. Longer tenures usually offer higher interest rates.
Consider inflation
Include inflation impact on real returns
Show advanced options
Include different payment frequencies and maturity options
Result
₹0
maturity value
- Total investment
- ₹0
- Total interest
- ₹0
- Maturity value
- ₹0
- Growth multiple
- -
High annual investment of ₹1,20,000 shows excellent savings discipline.
Monthly RD provides better liquidity and consistent savings habit.
Good interest rate of 8.5% for RD. This is above average market rates.
Long-term RD (5 years) has lower liquidity. Consider shorter tenures if you need flexibility.
Monthly RD of ₹10,000 builds excellent savings discipline and provides good liquidity.
How RD is calculated
A = Σ P × (1 + r/4)m/3
A = maturity value, P = monthly deposit, r = annual rate, m = months each deposit stays on deposit. Banks compound recurring deposits quarterly, so every instalment is aged separately.
Frequently asked questions
Results are estimates for education and planning, not financial advice.
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