Tools · Investment

Mutual Fund Calculator

Project your mutual fund SIP's maturity value, with expense ratio, exit load, and dividend reinvestment factored in for a more realistic number.

Your numbers

₹

Monthly SIP amount in mutual funds. Higher amounts lead to better wealth accumulation over time.

%

Expected annual return from mutual funds. Historical equity fund returns are 12-15%.

yrs

Investment duration in years. Longer periods benefit from the power of compounding in mutual funds.

Consider inflation

Include inflation impact on real returns

Show advanced options

Include different fund types and market scenarios

Result

₹0

maturity value

Total investment
₹0
Total returns
₹0
Maturity value
₹0
Absolute returns
0%

Good expected return of 12% for balanced risk-reward in mutual funds.

Moderate return expectation suggests balanced or hybrid funds for stability and growth.

Medium-term horizon suitable for goals like children's education or home purchase.

This is one number. WellthIQ sees the whole picture.

Sync your accounts and get your full Financial Health Score: savings, budget, stability, debt, protection, diversification and net worth trend.

How mutual fund SIP is calculated

A = P × [(1 + r)n − 1] ÷ r × (1 + r)

A = maturity value, P = monthly investment, r = monthly rate of return, n = number of months.

Frequently asked questions

Results are estimates for education and planning, not financial advice.

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