Tools · Investment
Investment Calculator
Project how a lump sum or SIP investment grows over time, see the maturity value, returns, and the impact of inflation, asset allocation, and taxes.
Your numbers
Investment type
One-time amount you want to invest. Higher amounts lead to better returns through compounding.
Expected annual return rate. Historical equity returns are 12-15%, while debt funds offer 6-8%.
Investment duration in years. Longer periods benefit from the power of compounding.
Consider inflation
Include inflation impact on real returns
Show advanced options
Include different investment strategies and risk scenarios
Result
₹0
maturity value
- Total investment
- ₹0
- Total returns
- ₹0
- Maturity value
- ₹0
- Absolute returns
- 0%
Lump sum investment can provide higher returns if invested at the right time, but requires market timing skills.
Good expected return of 12% for balanced risk-reward.
How investment growth is calculated
SIP: A = P × [(1 + r)n − 1] ÷ r · Lump sum: A = P × (1 + r)n
A = maturity value, P = investment amount. A lump sum compounds annually, so r is the annual return and n the number of years; a SIP compounds monthly, so r is the monthly return and n the number of months.
Frequently asked questions
Results are estimates for education and planning, not financial advice.
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