Tools · Investment
FD Calculator
Project your fixed deposit's maturity value, with compounding frequency, TDS, and premature withdrawal scenarios factored in.
Your numbers
The initial amount you want to invest in Fixed Deposit.
Annual interest rate offered by the bank. Compare rates from different banks for better returns.
FD tenure in years. Longer tenures usually offer higher interest rates.
Show advanced options
Access advanced FD features like TDS, premature withdrawal, and interest payout options
Consider inflation
Include inflation impact on real returns
Result
₹0
maturity value
- Total investment
- ₹0
- Total interest
- ₹0
- Maturity value
- ₹0
- Growth multiple
- -
Great rate! Your 8.5% is above the market average of 7.5%.
Short-term FD offers good liquidity but lower returns. Consider longer tenure for better yields.
Quarterly compounding is optimal for maximizing returns on FDs.
How FD is calculated
A = P × (1 + r/n)nt
A = maturity value, P = principal, r = annual rate, n = compounding frequency, t = years.
Frequently asked questions
Results are estimates for education and planning, not financial advice.
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