Tools · Investment

SIP Calculator

See how a small, regular investment compounds into real wealth. Enter your investment amount, expected return and tenure to project your SIP's maturity value.

Your numbers

₹
%

Expected annual return rate for your investment. Higher rates lead to better returns.

yrs

Investment duration in years. Longer periods benefit from the power of compounding.

Show advanced options

Raise your SIP every year (step-up) and set a target amount

Consider inflation

Include inflation impact on real returns

Result

₹0

maturity value

Total investment
₹0
Total gain
₹0
Total value
₹0
Wealth multiple
-

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How SIP is calculated

Future Value = P × [(1 + r)n − 1] ÷ r × (1 + r)

For a monthly SIP: P = monthly instalment, r = annual return ÷ 12, n = number of months. Each instalment is invested at the start of its month, which is what the final (1 + r) accounts for.

Frequently asked questions

Results are estimates for education and planning, not financial advice.

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