Tools · Benefits
HRA Calculator
Find out how much of your House Rent Allowance is tax-exempt, based on your basic salary, HRA received, rent paid and city type.
Your numbers
Your basic salary component. HRA exemption is calculated as a percentage of this amount.
Your basic salary component. HRA exemption is calculated as a percentage of this amount.
House Rent Allowance amount you receive from your employer each month.
Actual rent you pay for your accommodation. This is used to calculate HRA exemption.
Metro city
Result
₹0
HRA exempt
- HRA received
- ₹0
- Salary (basic + DA)
- ₹0
- City type
- Metro (50%)
- HRA exemption
- ₹0
- Taxable HRA
- ₹0
Metro city residence allows 50% of salary (basic + DA) as HRA exemption (vs 40% for non-metro).
Low rent-to-salary ratio of 0%. You might be underutilizing HRA benefits.
Your HRA (₹20,000) is less than rent paid (₹25,000). Consider negotiating for higher HRA.
Ensure you have proper rent receipts and landlord PAN for HRA claims above ₹10,000/month.
How HRA is calculated
HRA exemption = minimum of (HRA received, Rent paid − 10% of salary, 50%/40% of salary)
Frequently asked questions
Results are estimates for education and planning, not financial advice.
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