HRA Calculator
Find out how much of your House Rent Allowance is tax-exempt, based on your basic salary, HRA received, rent paid and city type.
Your numbers
Basic salary
₹
DA (Dearness Allowance)
₹
HRA received
₹
Rent paid
₹
Metro city
Result
Exempt
Taxable
HRA received
₹0
Salary (basic + DA)
₹0
City type
Metro (50%)
HRA exemption
₹0
Taxable HRA
₹0
Metro city residence allows 50% of salary (basic + DA) as HRA exemption (vs 40% for non-metro).
Low rent-to-salary ratio of 0%. You might be underutilizing HRA benefits.
Your HRA (₹20,000) is less than rent paid (₹25,000). Consider negotiating for higher HRA.
Ensure you have proper rent receipts and landlord PAN for HRA claims above ₹10,000/month.
How HRA is calculated
- HRA received: The house rent allowance component of your salary.
- Salary: Basic salary plus any dearness allowance forming part of retirement benefits, per Rule 2A.
- Rent paid: The actual rent you pay for your accommodation.
- Metro city: Whether you live in a metro city, affects the exemption percentage (50% vs 40% of salary).
- HRA exemption: The minimum of: HRA received, rent paid minus 10% of salary, and 50%/40% of salary.
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